Spring 2007
Wallpaper

Downtown Office
706-485-8542
Fax 485-3612

Oconee Office
706-485-5244
Fax 485-5504

Sinclair Office
706-485-6710
Fax 485-0106

After Hours Mortgage Division
706-338-9720

Telephone Banking
706-485-1143

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The Peoples Agency

Copyright © 2000-2005 ThePeoplesBank
All photos on The Peoples Bank Web site are Copyright © 2000-2005 Hassel Weems, and may not be reproduced in any manner without written permission other than for purposes stated on this site (wallpaper), student use in school projects, or that which is necessary for Internet transmission and viewing of this Web site.

Real Estate Loans

Buying, Building, Refinancing
We’ve got what you need!
We pride ourselves in getting to know our customers and their needs. Whether you are buying a lot or land, building a new home, buying a home, refinancing an existing home or thinking about a home equity line of credit - we have loan officers that can help you every step of the way.

Buying a Lot or Land
Found that dream lot? Always wanted some land to have some room to breathe? We can help. All of our loan officers are very knowledgeable about this area and can help you determine the best method of financing.

Building a Home
Finally found a house plan that works for you and your life style? Now you want to work with someone that can make it a reality. The Peoples Bank offers construction loans that can take you right on in to your permanent financing with less hassles and fewer closing costs.

Buying a Home
By working with the loan specialists at The Peoples Bank, you are able to benefit from our years of experience in finding the best mortgage products on the market. Come get to know us so that we can help you get into your dream home.

Refinancing Your Existing Home
With all the talk about interest rates, it can be very confusing to understand. Not all deals are as good as they sound. Let us help. It is what we do.

Home Equity Line of Credit
There may be more value in your home than you think! Just give us a call and we will set you up with a home equity line of credit.

Mortgage Division
With a wide range of mortgage products to offer, Cindy and her staff can custom fit the right solution for you. She is able to close some lenders in one week if a complete full package is submitted. Call her today to learn more about the available mortgage products such as:

• 100% Loan to Value Purchase or Refinancing

• 80/20 Options

• Interest Only Options

• Fixed Rates and Adjustable Rate

• Mortgages (ARMs)

• No Mortgage Insurance

• Stated Income

• No Employment Verification

• Primary Residence

• Second Homes

• Mobile/Modular Homes

• “Georgia Dream” Program

All mortgage products are subject to certain eligibility requirements and conditions. Ask Cindy for all the necessary disclosures.

Downtown Eatonton:
Steve Culberson
Susie G’Segner
Mike Mixon
Keith Davis
706-485-8542

Sinclair Office:
Donita Roberts
706-485-6710

Oconee Crossings:
Judy Thompson
Twyla Swift
Jon Butler
706-485-5244

Mortgage Division:
Cindy Carney
706-485-5244

Don’t forget to insure your new real estate!
Insure your new real estate with The Peoples Agency* and enjoy the convenience of dealing with local people for all your financial needs.

* Non-bank products and services offered through The Peoples Agency
• Not FDIC Insured • May Lose Value • No Bank Guarantee •

Telephone
Banking
706-485-1143

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