Community News
Privacy Policy
Representatives of a Registered Broker-Dealer ("BD") or Registered Investment Advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, that state; or (b) are excluded or exempted from the state's registration requirements.
Representatives of a BD or IA are deemed to conduct business in a state to the extent that they would provide individualized responses to investors inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.
The Peoples Bank Holiday Schedule
Facts you should know about online banking

FFIEC Consumer Guidance
FFIEC Business Account Guidance

For a list of Bank-Owned Properties, click here

The Peoples Bank offers a wide variety of banking products and services to meet the needs of individuals and businesses. 

The Peoples Bank utilizes the most advanced technology available to provide our clients with state-of-the-art banking services.

While technology is a valuable tool for The Peoples Bank, it is our People that make all the difference in your banking experience.  With our friendly and knowledgeable staff, we work hard to understand your financial goals and to recommend the correct products to help you achieve them.

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The Peoples Agency is a full service independent insurance agency offering a wide range of products for both individual and businesses, as well as other specialty insurance products.

Our goal is to understand our client’s insurance needs.  We will then search among all the
companies and product offerings available to us and provide you with your personalized solution at the most affordable rates.

Insurance products and services offered through The Peoples Agency
• Not FDIC Insured • May Lose Value • No Bank Guarantee •

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It is the mission of
Southern Oaks Financial Services to help build wealth for our clients.  By working together as partners, we will strive to make you confident in the investment decisions you make today - and in years to come.

At the core of our investment program is a diversified investment strategy tailored to meet your specific needs. By working closely with our clients and
learning about their financial goals, we are able to create a personal solution from a wide range of products and services.

For more information call
Tim Pierson at (706) 485-5244

Investment Centers of America, Inc. (ICA) privacy policy

Important Customer Information

This site is for information purposes only and is not intended to be a solicitation or offering of any security and:

We are registered to offer securities in the following states: GA, FL, CA, IL, WI

Investment Centers of America, Inc. (ICA), member FINRA
/SIPC and a Registered Investment Advisor, is not affiliated with The Peoples Bank. Securities,advisory services and insurance products offered through ICA and affiliated insurance agencies are *not insured by the FDIC or any other Federal Government agency *not a deposit or other obligations of, or guaranteed by any bank or their affiliates
*subject to risk including the possible loss of principal amount invested. ICA and Southern Oaks Financial Services are separate companies.

The Federal Deposit Insurance Corporation (FDIC) has received numerous reports from consumers who received an e-mail that has the appearance of being sent from the FDIC. The e-mail informs the recipient that "in cooperation with the Department of Homeland Security, federal, state and local governments…" the FDIC has withdrawn deposit insurance from the recipient's account "due to account activity that violates the Patriot Act." It further states deposit insurance will remain suspended until identity and account information can be verified using a system called "IDVerify." If consumers go to the link provided in the e-mail, it is suspected they will be asked for personal or confidential information, or malicious software may be loaded onto the recipient's computer.

This e-mail is fraudulent. It was not sent by the FDIC. It is an attempt to obtain personal information from consumers. Financial institutions and consumers should NOT access the link provided within the body of the e-mail and should NOT under any circumstances provide any personal information through this media.

The FDIC is attempting to identify the source of the e-mails and disrupt the transmission. Until this is achieved, consumers are asked to report any similar attempts to obtain this information to the FDIC by sending information to alert@fdic.gov.

To learn more about phishing and what you can do to protect yourself click here.

You also need to be aware of smishing and vishing which are attacks directly related to mobile banking.  The Peoples Bank does not offer mobile banking at this time and if you receive a text or a voice mail on your cell phone asking for information, please do NOT give them any personal information.  To learn more about these new forms of attacks click here.

Don't forget, we are your community bank, here to help you.

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  Community News          
Investment Services

Martin Luther King Jr. Day - Monday, January 20th - Closed
Presidents Day - Monday February 17th - Closed
Memorial Day - Monday May 26th - Closed
Independence Day - Friday, July 4th - Closed
Labor Day - Monday, September 1st - Closed
Columbus Day - Monday, October 13th - Closed
Veterans Day - Tuesday, November 11th - Closed

Thanksgiving -
  Thursday, November 27th - Closed
   Friday, November 28th - Closed
       Drive-In will be open from 8:30am - 12:30pm
       Lobby will be Closed
Christmas Eve - Wednesday, December 24
      Drive-In will be open from 8:30am - 12:30pm
      Lobby will be Closed
Christmas Day - Thursday, December 25  - Closed