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The Peoples Bank offers a wide variety of banking products and services to meet the needs of individuals and businesses.

The Peoples Bank utilizes the most advanced technology available to provide our clients with state-of-the-art banking services.

With services such as check imaging, internet banking, and internet BillPay, The Peoples Bank is constantly updating our technology to provide you - our valued client - with the best and fastest banking services.

Three convenient locations to serve you and available 24 hours a day on the internet.

Commerical Regular Checking*
Minimum deposit to open is $200
If balance stays over $1500 for entire monthly statement cycle - NO maintenance fee
If balance falls below $1500 on any day during the monthly statement cycle:
-  The monthly maintenance fee will be $8.00.
-  The first 20 debits are FREE.
-  The 21st and over debits incur a charge of $.15 per item.
Check printing charges vary depending on check style selected

NOW Commercial Checking*
Minimum deposit to open is $1,000
If balance stays over $1,000 for entire monthly statement cycle-NO maintenance fee
If balance falls below $1,000 on any day during the monthly statement cycle-the maintenance fee  
is $7.00 and a $.25 per debit is incurred
Check printing charges vary depending on check style selected.
For every day that your balance is $1,000 or more, you earn interest at the current rate for NOW Checking
NOW Commercial Checking accounts available for non-profit and sole proprietor accounts only

Commercial Money Market Checking*
Minimum deposit to open is $2,500
Banking Regulation D limits money market accounts to 6 withdrawals per month of any type with the exception of unlimited withdrawals made in person, by mail, messenger or ATM.
NO per check charges
NO monthly maintenance fee
For every day that your balance is $5,000 or more, you earn interest at the current rate for Money Market Checking.  Rates are tiered according to the ledger balance.
Check printing charges vary depending on check style selected

Origination of Payroll Direct Deposit
We have the ability to originate mass payroll direct deposits for your business. Your employees do not even have to bank with us. Ask any of our client service representatives and they can tell you how we can save you time.

Drafting of Your Customers Accounts
Do you have customers that pay you monthly? We can help with that. All you have to do is to give us a CD/Disk each month of all your customers that owe you a balance. We can draft their checking accounts from any fi nancial institution. Getting payments in a timely fashion keeps your business profitable.

Commercial Loans

We are always interested in helping new businesses and industries get established in our community. Give us an opportunity to discuss our many financing options with you. We will make sure you receive the best information, rates and terms available.

Non-Personal Checking*
Minimum deposit to open is $100
No per-check charges
If balance stays over $600 for entire monthly statement cycle-NO maintenance fee
If balance falls below $600 on any day during the monthly statement cycle-the maintenance fee
is $7.00
Check printing charges vary depending on check style selected
Designed for clubs and associations, such as Girls Scouts, Boy Scouts, Schools, etc.

Special Services
In order to meet the varied needs of our clients, we offer special services.  As customers needs change and new technologies are made available, this list will grow. Some of our services are:
Night Deposit
Internet Banking
Internet BillPay
Bank by Mail
ACH Services
Notary Services
Safe Deposit Box
Wire Transfers

Let us know what your needs are and as your fi nancial partner we will try to find a solution for you. We are here to help you grow your business.

*Overdraft fee may be imposed. The fee applies to overdrafts created by check, in-person withdrawals, ATM withdrawals, or other electronic means, as applicable.