Personal Checking Accounts
Compare our different Checking Accounts and decide which one is right for you!
Free Checking*
Minimum deposit to open is $100
No per-check charges
No monthly maintenance fee
Each month, one deposit must be direct deposit
First check order is FREE
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Hometown Pride Checking*
Minimum deposit to open is $100
No per-check charges
If balance stays over $500 for entire monthly statement cycle-NO maintenance fee
If balance falls below $500 on any day during the monthly statement cycle-the maintenance fee is $7.00
FREE checks available
A portion of the monthly maintenance fee is donated to hometown projects
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NOW Checking*
Minimum deposit to open is $1,000
If balance stays over $1,000 for entire monthly statement cycle-NO maintenance fee
If balance falls below $1,000 on any day during the monthly statement cycle-the maintenance fee is
$7.00 and a $.25 per debit charge is incurred
Check printing charges vary depending on check style selected.
For every day that your balance is $1,000 or more, you earn interest at the current APY for NOW
Checking
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Regular Checking*
Minimum deposit to open is $100
No per-check charges
If balance stays over $600 for entire monthly statement cycle-NO maintenance fee
If balance falls below $600 on any day during the monthly statement cycle-the maintenance fee is $7.00
No monthly maintenance fee for students. A student is someone 24 and younger attending school. Proof of enrollment may be required.
Check printing charges vary depending on check style selected
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Money Market Checking*
Minimum deposit to open is $2,500
Banking Regulation D limits money market accounts to 6 withdrawals per month of any type with the exception of unlimited withdrawals made in person, by mail, messenger or ATM.
If balance stays over $2,500 for entire monthly statement cycle-NO maintenance fee
If balance falls below $2,500 on any day during the monthly statement cycle-the maintenance fee is $7.00 and a $.25 per debit charge is incurred
Check printing charges vary depending on check style selected
For every day that your balance is $2,500 or more, you earn interest at the current APY for Money Market Checking. Rates are tiered according to the ledger balance
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Peoples Advantage Checking*
Minimum deposit to open is $100
No per-check charges
Monthly maintenance fee of $7.00
FREE checks available
For every day that your balance is $1,500 or more, you earn interest at the current APY for Peoples Advantage
Benefits include:
- $10,000 Accidental Death and Dismemberment Insurance**
- $2,500 Identity Theft Insurance with Fraud Assistance
- RX Advantage Prescription Drug Program***
- Online Local Savings
- Coast To Coast Vision Plan
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Peoples Advantage (50) Checking*
Minimum deposit to open is $100
No per-check charges
No monthly maintenance fee
FREE checks available
For every day that your balance is $1,500 or more, you earn interest at the current APY for Peoples Advantage
Benefits include:
- $10,000 Accidental Death and Dismemberment Insurance**
- $2,500 Identity Theft Insurance with Fraud Assistance
- RX Advantage Prescription Drug Program***
- Online Local Savings
- Coast To Coast Vision Plan
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Health Savings Account (HSA) Checking
When you buy a high-deductible insurance policy to cover major medical expenses, you need to set money aside in a Health Savings Account to pay for everyday health care costs. Money earned in a HSA accumulates tax-free, and whatever is withdrawn for qualified medical expenses is also tax-free.
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*APY = Annual percentage yield
*Overdraft fee may be imposed. The fee applies to overdrafts created by check, in-person withdrawals, ATM withdrawals or other electronic means, as applicable.
**Accidental Death Insurance is offered by Affi nion Benefi ts Group and is underwritten by Hartford Life Insurance Company. A portion of the monthly membership dues, if applicable, will be used to pay the insurance premium to the plan administrator. As a member you’ll automatically receive new benefits as they are added to your program. Coverage is divided equally among co-owners of joint accounts. The 24-hour Accidental Death and Dismemberment Insurance benefi t reduces by half at age 70. The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by the fi nancial institution or an affi liate, and not insured by any agency of the U.S.
***This is not insurance.
Free Checking*
Minimum deposit to open is $100
No per-check charges
No monthly maintenance fee
Each month, one deposit must be direct deposit
First check order is FREE
back to top
Hometown Pride Checking*
Minimum deposit to open is $100
No per-check charges
If balance stays over $500 for entire monthly statement cycle-NO maintenance fee
If balance falls below $500 on any day during the monthly statement cycle-the maintenance fee is $7.00
FREE checks available
A portion of the monthly maintenance fee is donated to hometown projects
back to top
NOW Checking*
Minimum deposit to open is $1,000
If balance stays over $1,000 for entire monthly statement cycle-NO maintenance fee
If balance falls below $1,000 on any day during the monthly statement cycle-the maintenance fee is
$7.00 and a $.25 per debit charge is incurred
Check printing charges vary depending on check style selected.
For every day that your balance is $1,000 or more, you earn interest at the current APY for NOW
Checking
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Regular Checking*
Minimum deposit to open is $100
No per-check charges
If balance stays over $600 for entire monthly statement cycle-NO maintenance fee
If balance falls below $600 on any day during the monthly statement cycle-the maintenance fee is $7.00
No monthly maintenance fee for students. A student is someone 24 and younger attending school. Proof of enrollment may be required.
Check printing charges vary depending on check style selected
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Money Market Checking*
Minimum deposit to open is $2,500
Banking Regulation D limits money market accounts to 6 withdrawals per month of any type with the exception of unlimited withdrawals made in person, by mail, messenger or ATM.
If balance stays over $2,500 for entire monthly statement cycle-NO maintenance fee
If balance falls below $2,500 on any day during the monthly statement cycle-the maintenance fee is $7.00 and a $.25 per debit charge is incurred
Check printing charges vary depending on check style selected
For every day that your balance is $2,500 or more, you earn interest at the current APY for Money Market Checking. Rates are tiered according to the ledger balance
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Peoples Advantage Checking*
Minimum deposit to open is $100
No per-check charges
Monthly maintenance fee of $7.00
FREE checks available
For every day that your balance is $1,500 or more, you earn interest at the current APY for Peoples Advantage
Benefits include:
- $10,000 Accidental Death and Dismemberment Insurance**
- $2,500 Identity Theft Insurance with Fraud Assistance
- RX Advantage Prescription Drug Program***
- Online Local Savings
- Coast To Coast Vision Plan
back to top
Peoples Advantage (50) Checking*
Minimum deposit to open is $100
No per-check charges
No monthly maintenance fee
FREE checks available
For every day that your balance is $1,500 or more, you earn interest at the current APY for Peoples Advantage
Benefits include:
- $10,000 Accidental Death and Dismemberment Insurance**
- $2,500 Identity Theft Insurance with Fraud Assistance
- RX Advantage Prescription Drug Program***
- Online Local Savings
- Coast To Coast Vision Plan
back to top
Health Savings Account (HSA) Checking
When you buy a high-deductible insurance policy to cover major medical expenses, you need to set money aside in a Health Savings Account to pay for everyday health care costs. Money earned in a HSA accumulates tax-free, and whatever is withdrawn for qualified medical expenses is also tax-free.
back to top
*APY = Annual percentage yield
*Overdraft fee may be imposed. The fee applies to overdrafts created by check, in-person withdrawals, ATM withdrawals or other electronic means, as applicable.
**Accidental Death Insurance is offered by Affi nion Benefi ts Group and is underwritten by Hartford Life Insurance Company. A portion of the monthly membership dues, if applicable, will be used to pay the insurance premium to the plan administrator. As a member you’ll automatically receive new benefits as they are added to your program. Coverage is divided equally among co-owners of joint accounts. The 24-hour Accidental Death and Dismemberment Insurance benefi t reduces by half at age 70. The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by the fi nancial institution or an affi liate, and not insured by any agency of the U.S.
***This is not insurance.
All funds in a "non interest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31,2010,through December 31,2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.The term "non interest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts,such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
