About Peoples
Financial Solutions for People by Peoples
It all started with selling insurance. Then, a decision was made to offer banking services. In an effort to offer all financial services to a growing customer base, investment services were offered.

Three companies, each dedicated to providing you with the financial services you need to simplify your life and enjoy more of the good life.

The Peoples Bank
Arising from a need for healthy competition in our area and a desire for growth and strength in Putnam County, The Peoples Bank was conceived by local leaders in 1943. After receiving our official charter in 1944 with $25,000 in capital, The Peoples Bank has grown to over $100,000,000 in assets and continues to change and grow with the needs of our community.

As the first air-conditioned building in Eatonton, The Peoples Bank has always prided itself on changing with new technologies to continue to give the best in banking products and services.

With the population explosion occurring at both lakes - Sinclair and Oconee, The Peoples Bank responded with branches at Lake Sinclair and Lake Oconee. We opened the doors of the Oconee Crossing Branch in 1991, and it has been a thriving center of financial activity in the Lake Oconee area since its inception. The Lake Sinclair branch was built on the south side of our county on Lake Sinclair and opened for business in November 1995. With three modern facilities, The Peoples Bank stands ready to be a strong community force in this millennium.

The Peoples Agency
Began in 1933 by A. F. Adams to offer another local option for the community for insurance services, the company has grown over the years to what it is today. In 2002, the name was changed to The Peoples Agency.

Southern Oaks Financial Services
With the addition of Southern Oaks Financial Services, in January 2003, The Peoples Bank became a full service financial provider. Peoples Investment Company offers nondeposit investment products,  ranging from stocks and bonds to mutual funds, IRAs, annuities and more.


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All funds in a "non interest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31,2010,through December 31,2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.The term "non interest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts,such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.