
The Peoples Agency
Andrew Coard
President
The Peoples Agency is a full service independent insurance agency offering a wide
range of products for both individuals and businesses, as well as other specialty
insurance products.
With convenient locations to serve you, we have been providing our community
with personal, commercial, life and health insurance since 1933. We are here
when you need us to provide you with the coverage that you need.
Our goal is to understand our customer’s insurance needs. We will then search
among all the companies and product offerings available to us and we will provide
you with the best products at the most affordable rates.
We welcome the opportunity to quote your insurance needs.
Many people do not realize that it is their responsibility to maintain adequate insurance coverage. Many homeowners’ policies limit the amount they will pay in the event of a total loss if the homeowner has failed to maintain adequate insurance. Do you have a thorough understanding of your personal insurance coverage?
In our area, we have seen the cost of rebuilding double in the last 5-10 years. An annual review of all of your insurance policies is recommended to give you the peace of mind that you are adequately insured.
The Peoples Agency also works with businesses to handle their insurance needs. While business insurance is not generally required, it is a good idea to purchase enough insurance to cover your company’s assets. Even if you form a Corporation or an LLC, which shields your personal assets from business liabilities, you still risk losing your business if disaster strikes. Insurance can greatly reduce this risk.
Staying abreast of changes in state law helps us keep you informed. Did you know that the State of Georgia is going to require that all General Contractors be licensed with the State and have at least $500,000 of General Liability insurance? We have excellent product offerings for Residential General Contractors and can also provide you with Builders Risk, Commercial Auto, Commercial Property and Worker’s Comp.
Whether it is personal insurance or business insurance, The Peoples Agency can help.
Being an independent agency means that we can choose from a wide range of companies to customize an insurance solution for you. A partial list of the companies we represent are:
Allied
Allstate
American Modern Insurance Group
Foremost Insurance Group
Infinity
Auto-Owners Insurance
Progressive
Southern General Financial Group
United Healthcare
Zurich
Plus many others.
Personal Insurance
We offer the following insurance products for individuals:
Homeowners
Automobiles
Boats
Personal Watercrafts
Umbrella
Valuable Property
Mobile Homes
Farms
Business Insurance
We offer the following insurance products for businesses:
Business Owners
Commercial Property
General Liability
Workers Compensation
Business Auto
Bonds
Builder’s Risk
Specialty Insurance Products
Some of the other insurance products we offer are:
Whole/Universal Life Insurance
Level & Renewable Term Life
Flood Insurance
Individual & Group Health
HDHP (High Deductible Health Plan) Insurance. See one of The Peoples Bank’s Client Service
Representatives about opening a Health Savings Account (HSA).
Annuities
Downtown
207 S. Jefferson Ave.
Phone: 706-485-9912
Fax: 706-485-4236
Opens at 8:30 am
Mon., Tues., Thur., Fri. open until 5:00 pm
Wed. open until 12:30 pm
Wanda Streater, Agent
Mandy Hay-Brasill, Agent
Oconee Crossings
991 Lake Oconee Parkway
Phone: 706-485-9667
Fax: 706-485-7028
Monday - Friday
9:00 am - 5:00 pm
Wed. open until 12:30 pm
Andrew Coard, Agent
Appointments available
Email us:
The Peoples Agency cautions against sending confidential or sensitive information via the form provided. To send confidential information please contact us by phone during normal business hours.






Non-bank products and services offered through The Peoples Agency
• Not FDIC Insured • May Lose Value • No Bank Guarantee •