The Peoples Agency

Andrew Coard
The Peoples Agency is a full service independent insurance agency offering a wide
                                         range of products for both individuals and businesses, as well as other specialty
                                         insurance products.

                                         With convenient locations to serve you, we have been providing our community
                                         with personal, commercial, life and health insurance since 1933. We are here                    
                                         when  you need us to provide you with the coverage that you need.
                                        Our goal is to understand our customer’s insurance needs. We will then search                                                                                 
                                        among all the companies and product offerings available to us and we will provide
                                        you with the best products at the most affordable rates.

                                        We welcome the opportunity to quote your insurance needs.

Many people do not realize that it is their responsibility to maintain adequate insurance coverage. Many homeowners’ policies limit the amount they will pay in the event of a total loss if the homeowner has failed to maintain adequate insurance. Do you have a thorough understanding of your personal insurance coverage?

In our area, we have seen the cost of rebuilding double in the last 5-10 years. An annual review of all of your insurance policies is recommended to give you the peace of mind that you are adequately insured.

The Peoples Agency also works with businesses to handle their insurance needs. While business insurance is not generally required, it is a good idea to purchase enough insurance to cover your company’s assets. Even if you form a Corporation or an LLC, which shields your personal assets from business liabilities, you still risk losing your business if disaster strikes. Insurance can greatly reduce this risk.

Staying abreast of changes in state law helps us keep you informed. Did you know that the State of Georgia is going to require that all General Contractors be licensed with the State and have at least $500,000 of General Liability insurance? We have excellent product offerings for Residential General Contractors and can also provide you with Builders Risk, Commercial Auto, Commercial Property and Worker’s Comp.

Whether it is personal insurance or business insurance, The Peoples Agency can help.

Being an independent agency means that we can choose from a wide range of companies to customize an insurance solution for you. A partial list of the companies we represent are:
  American Modern Insurance Group
  Foremost Insurance Group
  Auto-Owners Insurance
  Southern General Financial Group
  United Healthcare
Plus many others.

Personal Insurance
We offer the following insurance products for individuals:
  Personal Watercrafts
  Valuable Property
  Mobile Homes

Business Insurance
We offer the following insurance products for businesses:
  Business Owners
  Commercial Property
  General Liability
  Workers Compensation
  Business Auto
  Builder’s Risk

Specialty Insurance Products
Some of the other insurance products we offer are:
  Whole/Universal Life Insurance
  Level & Renewable Term Life
  Flood Insurance
  Individual & Group Health
  HDHP (High Deductible Health Plan) Insurance.  See one of The Peoples Bank’s Client Service 
  Representatives about opening a Health Savings Account (HSA).

207 S. Jefferson Ave.
Phone: 706-485-9912
Fax: 706-485-4236

Opens at 8:30 am
Mon., Tues., Thur., Fri. open until 5:00 pm
Wed. open until 12:30 pm

Wanda Streater, Agent
Mandy Hay-Brasill, Agent

Oconee Crossings
991 Lake Oconee Parkway
Phone: 706-485-9667
Fax: 706-485-7028

Monday - Friday
9:00 am - 5:00 pm
Wed. open until 12:30 pm

Andrew Coard, Agent

Appointments available

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The Peoples Agency cautions against sending confidential or sensitive information via the form provided. To send confidential information please contact us by phone during normal business hours.
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Insurance products and services offered through The Peoples Agency
• Not FDIC Insured •
May Lose Value No Bank Guarantee