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Frequently Asked Questions

General Questions

Q. Are The Peoples Bank deposit accounts FDIC insured?
Yes! Each individual customer at The Peoples Bank is insured by the FDIC up to $250,000. This increase in coverage is due to the Economic Stabilization Bill and is in effect from October 3, 2008 to December 31, 2013.

Q. How do I open an account with The Peoples Bank?
Simply stop by any of our three convenient locations and visit with one of our friendly Client Services Representatives to open your account.

Q. How do I set up Direct Deposit of my payroll check?
After your The Peoples Bank checking application has been approved, you will receive The Peoples Bank s routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company, and your direct deposit will usually begin within thirty days.

Q. What is The Peoples Bank s routing transit number?
When establishing direct deposit or direct payment you will need your account number and the Peoples Bank routing transit number.  The bank s routing number is 061112092.  You can find your account number on your checks or deposit ticket. 

Q.  How do I set up Direct Deposit of my Social Security check?
After your The Peoples Bank checking application has been approved, you will receive The Peoples Bank s routing and transit number and your account number. Simply contact us, and have your Social Security Number and account information available to set up your direct deposit right over the phone.

Q. Can I get information about my account by phone?
Yes! Account information is available from Bookkeeping during business hours at any of our offices or call 706-485-1143 for automated account information 24 hours a day.

Online Banking

Q.  How do I enroll in Internet Banking?

Online Banking is a free service to any customer with a The Peoples Bank personal checking account. To enroll, simply visit our Home Page here, and click the blue "Enroll Now" button.

Q. What if I forget my password
Simply click on the “Forgot passcode” link.  The system will email you a temporary passcode and you will need to login and change your passcode.

Q. What if I get locked out?
If you have been locked out of your account this means you had three unsuccessful attempts at logging in to Online Banking the systems. The only way you can unlock your account is by contacting anyone in Bookkeeping by dialing 706-485-8542.

Q. Can I transfer funds between my accounts or make a loan payment?
Yes. You can transfer funds between your checking and savings accounts, and you also have the ability is make a payment on any one of your loans.

Q. What can I do with Online Banking services?
Online Banking allows you to have secure and convenient access to their accounts using the Internet, day or night, any day of the year. Here are some of the convenient functions available with Online Banking:
  Pay your bills online.  Pay 5 bills or more each month for free. 

  Get up-to-minute information about all of your deposit accounts and loans.

  Confirm your deposits, withdrawals, and cleared checks.

  Transfer money between accounts; set up recurring transfers and loan payments.

  Download transactional information into your personal finance software like Quicken® or Microsoft Money®.

Q. How do I change my password?
Go to setup options menu in your Online Banking account. This page gives you the option to change your password or Banking ID, rest your login counter, change account names, and change display options and more.

Wire Transfers

Incoming wire instructions

To receive a wire to your The Peoples Bank account:

Beneficiary bank routing/ABA number is 061112092

The Peoples Bank
209 S. Jefferson Ave
Eatonton, GA  31024

For Further Credit to the account of ________________,
(your account name)

account # _________________,
(your account number)

Outgoing wire instructions
Please contact our Wire Department for information - 706-485-8542