For a list of Bank-Owned Properties, click here.  The Peoples Bank offers a wide variety of banking products and services to meet the needs of individuals and businesses.  The Peoples Bank utilizes the most advanced technology available to provide our clients with state-of-the-art banking services. While technology is a valuable tool for The Peoples Bank, it is our People that make all the difference in your banking experience.  With our friendly and knowledgeable staff, we work hard to understand your financial goals and to recommend the correct products to help you achieve them. read more

The Peoples Agency is a full service independent insurance agency offering a wide range of products for both individual and businesses, as well as other specialty insurance products. Our goal is to understand our client’s insurance needs.  We will then search among all the companies and product offerings available to us and provide you with your personalized solution at the most affordable rates. read more

It is the mission of Southern Oaks Financial Services to build wealth for our clients.  By working together as partners, we will strive to make you confident in the investment decisions you make today - and in years to come. At the core of a successful investment program is a diversified investment strategy tailored to meet your specific needs. By working closely with our clients and learning about their financial goals, we are able to create a personal solution from a wide range of products and services. For more information call Tim Pierson at (706) 485-5244

The Federal Deposit Insurance Corporation (FDIC) has received numerous reports from consumers who received an e-mail that has the appearance of being sent from the FDIC. The e-mail informs the recipient that "in cooperation with the Department of Homeland Security, federal, state and local governments…" the FDIC has withdrawn deposit insurance from the recipient's account "due to account activity that violates the Patriot Act." It further states deposit insurance will remain suspended until identity and account information can be verified using a system called "IDVerify." If consumers go to the link provided in the e-mail, it is suspected they will be asked for personal or confidential information, or malicious software may be loaded onto the recipient's computer. This e-mail is fraudulent. It was not sent by the FDIC. It is an attempt to obtain personal information from consumers. Financial institutions and consumers should NOT access the link provided within the body of the e-mail and should NOT under any circumstances provide any personal information through this media. The FDIC is attempting to identify the source of the e-mails and disrupt the transmission. Until this is achieved, consumers are asked to report any similar attempts to obtain this information to the FDIC by sending information to alert@fdic.gov. To learn more about phishing and what you can do to protect yourself click here. You also need to be aware of smishing and vishing which are attacks directly related to mobile banking.  The Peoples Bank does not offer mobile banking at this time and if you receive a text or a voice mail on your cell phone asking for information, please do NOT give them any personal information.  To learn more about these new forms of attacks click here. Don't forget, we are your community bank, here to help you. read more